Lease to own.

You know what you need. Progressive will help you get it.

Apply Now

Shop at Decohub Home Outlet and enjoy convenient lease-to-own purchase options.

No credit needed

-Apply for your lease. Once approved, you can shop at Decohub Home Outlet

-Take your items home. Take your merchandise home same day or arrange for delivery

-Simple, automatic payments. Schedule your payments around your paydays

-Progressive Leasing may obtain information from credit bureaus. Not all applicants are approved.

Quick and easy application

-The application process takes just a few minutes and can be completed online or in a participating store. You will receive an instant decision upon completing the application

-You’ll need your routing number and account info for an active checking account

-You must be 18 years or older with a valid social security number or ITIN and have a credit or debit card

Flexible payment options

12 Month Full-Term Lease

Pay for your lease over the course of 12 months. You will pay the full retail price of the item, plus the cost of leasing. This option may be right for you if you’re looking for a purchase option with the lowest payment.

-90 Day Payment Option

Pay for your lease over 90 days (3 months in CA). You will pay the full retail price of the item. In some cases your initial payment will be in addition to this amount.

-Early Buyout Option

You will pay the full retail price of the item, plus a discounted cost of leasing. The discount applied is based on when you choose to pay your lease.

Progressive Lease to Own FAQs

What is the Progressive lease-to-own program?

The lease-to-own program from Progressive Leasing can be a great way to get what you want right now. Progressive offers a simple lease program where you pay gradually over time. After Progressive receives your final payment, you own the product(s).

How does this program work if I am shopping on thedecohub.com?

It’s easy. Simply log into your thedecohub.com account. Look up your lease number, add items to cart and apply your lease during the checkout process.

How do I apply for a lease?

The application process takes just a few minutes and can be completed online or in a participating Decohub Outlet.

What do I need to be eligible and to apply?

You must be 18 years or older (19 years or older in AL), and have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, a credit or debit card (pre-paid cards not accepted), and a smart phone (data rates may apply) and have internet access.

How much can I get approved for?

It depends. Progressive looks at many data points, including things like employment and banking history to determine approval amounts. These data points will indicate whether a Progressive lease would be a good fit and, if so, the approval amount.

Is there a processing fee for a Progressive lease?

No. Progressive does not charge an application or processing fee. Progressive takes an initial payment when you sign the lease, but it is the first of your lease payments and part of the total cost of the lease. If you are not approved, you will not be charged anything.

Who do I contact if I have a question about my lease?

Contact a Progressive Leasing customer service representative at 1-877-898-1970. Customer service representatives are available Monday through Friday from 8 a.m. to 5 p.m. (MST), on Saturdays between 8 a.m. and 4 p.m. (MST), and are not available on Sundays. You may also access your account online via the customer portal anytime at https://myaccount.progleasing.com/.

Will I receive a monthly billing statement?

No, but you will receive a letter welcoming you to Progressive with basic information about your lease, including information about your payments and early buyout options. Your account can also be accessed online 24 hours a day, 7 days a week at https://myaccount.progleasing.com/.

Do I have the option of buying the product before my max lease term ends?

Yes. You can purchase the product(s) at any time, though the lease is set up to be 12-months by default. If you pay it off in the first 90 days, you can take advantage of the 90-day purchase option (3-month purchase option in CA) provided in your Lease Agreement. After 90 days, early buyout options are available, but vary by state.

Can I return an item that was part of a Progressive lease?

Yes. You can cancel your lease at any time without penalty. If you are within the Thedecohub return period, you may receive a credit or refund by returning your merchandise to Thedecohub. If your return is outside of the Thedecohub return period, you may receive a credit or refund by returning your merchandise to Progressive Leasing. You need to contact Progressive Leasing customer service at 1-877-898-1970 prior to any return.

What happens if the product on my Progressive lease is defective?

You need to contact Progressive Leasing customer service at 1-877-898-1970. Progressive will evaluate the product to determine the proper course of action.

Will I receive My Thedecohub points on my lease?

No. Products leased with Progressive Leasing are not eligible to get My Thedecohub points.

What will my monthly payment be?

Your payment amount will be determined by the item(s) you select in the lease. You can calculate a payment estimate for a given lease amount during your lease application or by texting INFO to 575-97. Your exact payment amount will be found in your Lease Agreement, which will be available for your review prior to signing. If you have any additional questions, you can always speak with a Progressive Leasing customer service agent at 1-877-898-1970.